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@sophiew41 To add: Net worth mentality means tracking your net worth (accumulated money, investments minus debt). Even if you have a salary of 100k, if you spend all of it, you would end up with zero... and you would still be poor. Track your net worth and compare versus your goals (ex: how...

@mantisforce 1k PHP is better!

@johnstables 10% gain in 7 days. That's pretty good.

@freddiealgon I don't track expenses. What I track is my net worth once a month, where I add the amounts in my accounts, investments, etc and then subtract any liabilities (loans, etc). And then I compare this month's net worth with the previous month.

@oneiric1975 Track your net worth instead (assets minus liabilities). And work on improving it every month. Even if you have 100k income, but spend all of it, that means you would increase your net worth by zero for that month. Make increasing your net worth by x pesos a monthly challenge.

@ignissus Or something totally unrelated like "JLBEE" to make it even more bonkers.