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@john1277 You need to find another employer / someone else to contract for. No legal action you can take can make him have money when he has none.

@kknmksmama You’re doing fine for your age

@loo Zoning rules, excessive bureaucracy, immigration, stamp duty.

@loo Property outperforming stocks is not a rule of nature. It’s a fluke. More specifically it’s due to continual bad government policy. A bet on real estate is a bet that government policy will continue to be poor. Assuming the government produces better policy, the stock market will...

@loo A. But make sure you pick a low fee diversified ETF. Don’t expose yourself too much to the property market in a single city. Diversification is the only free lunch in finance.

@nealdx Banks don’t just have models to detect if you’ll not repay the loan. They have models to detect churning too. I’m surprised you’re not getting rejected more.

@nealdx Be careful with that. That’s a lot. The banks will eventually catch on and you might not be able to open the cards you actually want.

@firsthandsemiuniversalist The effects of inflation being different in each country means that even with the same stocks and same tax rate you could have different taxes