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@gatodeq Have your health insurance pay them, in CO full bills are boardable and we, the auto insurer, don’t get any benefit of a health insurance write off.

@gatodeq Am umbrella covers most losses above and beyond your limits, I am no umbrella expert (I AM a co litigation expert for the record). So it would cover losses for any of your policies: boat, homeowners, auto, etc in 1 policy. So let’s say you have an auto policy of 250/500 with a 5 mil...

@pocahuhntosss What state has a max limit of 100/300? Regardless that’s not the case in CO as I personally carry more.

@gatodeq The courts COULD do that but the likelihood of recovering anything beyond her policy limits are slim. I would have your attorney send a policy disclosure request to her insurer via the DOI per CO handling and find out her limits. That will give you some good direction.

@resjudicata I’m sorry but none of this is true. In CO we won’t allot fault based on lack of DL or insurance. OP, while his choices are very suspect, is entitled to pain and suffering if what he states in his post is accurate.

@ejcopping Ya I could be persuaded with less on B, pending where the dmgs are located on A

@sharon0110 I vote 70/30; majority on car A.