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@corinthian17 Hi. If you need advice sa plan mo. I can help you out..I can explain it to you properly so you can make adjustment if needed.. dont worry I will not sell you anything :) just want to help

@88lance Hi. Don't terminate your term. . Tuloy mo lang.. hindi sayang yan.. walang sayang na insurance .. lalo pa ngayon, ang dami pa nating hindi alam ang lalabas na effect ng vaccine... so better may protection ka.. Im an agent of one of the top companies.. i will not tell you to choose this...

@jh24 BTID is strategy of buying both term insurance and investment (like variable life insurance) .. im just saying. Just get term insurance muna para may protection ka lang. Then next time get investment na.. para di mabigat..

@oliver19 Hi. Kahit lilipat mo ng agent.. increase parim sya. If u want na lower.. palit ka ng HMO provider

@jh24 If you really need the money for the operation. Just withdraw the fund.. After, the surgery, if you still have extra. get a term insurance.. if you have enough funds in the future (from your freelance work n business) then look for investment..

@adamlost Hi. Depende sa plan.. depende din sa mga nabayad mo na.. like ilan years nang naghuhulog.. but most of the policies naman. Dapat may makukuha kahit konti... better call pru and ask the status of your policy..