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@planter Hmm, interesting that you have higher amount spend on groceries. It means either you are eating well, organic, reputed but expensive brands or on unnecessary junk food. I'd assume the former and say that you are eating healthier. In this scenario, I'd recommend looking at the top 10...

@hallie4 So you are making 5.2*12=62.4 lpa post tax + 12 lpa bonus +50lakh stocks = 1.22 crores pa In that you have 50k rent+35k emi -7k rental income+ maybe 50k other expenses=1.28lpm*12=15.36 Throw in a couple of vacations and unexpected expenses, let's say 22 lakhs total. So, hmm,, you make...