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@iamjezreel Dr Zakir Naik is excellent at comparative religion, however he is not a scholar. Don't take religion from society, parents, tv or even reddit. Take it from the Quran and the Sunnah of the Prophet s.a.w. Talk to a local scholar and get guidance from them.

@jeffp You should pay zakah on the 110k The one year ruling is there for the following situation. If someone becomes eligible for a little while but then drops below nisab they do not have to pay until they stay above nisab for a whole year. Once you become eligible for zakah and stay above...