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@futureman29 eBucks is not what it used to be. If it is cash back you are after you would be better off on Discovery with Vitality. Using your credit card to purchase and paying back interest free at month end, you could get some decent cash back.

@dfomin Sex and race makes a huge difference when you bank with FNB unfortunately. This is not the same at every bank in SA. A male and female of the same age and race with the same qualifications earning the same salary(although unlikely) will not have the same interest rates unfortunately...

@futureman29 PnP is the most expensive nowadays for sure. I just don't buy from other stores butcheries.

@kings4ril You can downgrade your account as you please. They'll ask you a gazillion questions first but will eventually do it.

Mom buys crypto. Transfer crypto to kids. They withdraw.

I am just giving an option for the transfer. Property is also an option as I said. But never mind.

@ann58 Your Mom can purchase crypto and transfer each of you the value above 97k. Or she could purchase land in an underdeveloped area (newly zoned industrial area or something) and transfer it to you.

@ann58 My dad passed away when I was 13. I never received an inheritance from him. Everything went to my mom. My mom used the funds to purchase rezoned land for sale in the late 90s. 800m2 per unit at between 500-7000. The value of the land at the time of transfer was between 600k and 750k...

@ann58 Your Mom can purchase crypto and transfer each of you the value above 97k. Or she could purchase land in an underdeveloped area (newly zoned industrial area or something) and transfer it to you.

@agape1111 Diversify