@allspiceberry143 OP, I'm in similar boat as yours in terms of income and expenses. You're doing good. Track your expenses better to decide where you spend more.
see this
@jermichael I have invested in quant liquid fund.
It has performed well so far.
I had put 2L (this is 50% of my emergency fund) and returns are 5.8% xirr or 9% cgpa for last 2 yrs.