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@michaelaland This is a great explanation so my bank is also the leasing company because it was a Subaru and they act as the bank and own the lease so if they decide whatever amount I receive then everything is good to go I assume. This has been a headache I will never make payments again or...

Hello. I had a lease that was totaled. After 3 months of the bank waiting because the insurance issues a check higher than the settlement amount and after weeks of them contacting my insurance and me advising my insurance they need to submit requests for refund by writing to the bank they said I...