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@hgie777 Thanks . Our province is such a mess I have many relatives not able to obtain a place in a home and are stuck in hospital. I would rather thinks way ahead and not have them endure this . It is not good for mental health terrible way to end your days ..

If anyone could make a suggestion; my parents are now in 80s still capable but failing a bit lately . I have 2 siblings that are out of the area so they can’t help much . I heard you can put their assets in trust and look after their assets if anything should happen . Not that I want to look...