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@dave3b Hmm....so given the average returns in liquid funds is pretty much the same as an fd now, why don't people go for fd's ? PS : I'm a student, just trying to educate myself so that when the time comes, I can make an informed choice. So please bear with me.

@nightwatch From what I understand, if these funds are giving such high returns, then there must be some credit risk associated with, no? As opposed to liquid and ultra short term funds, where there's only interest risk.

@chrislaforest Why do you have so many funds in the first place ?