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@burlingaaron What kind of shady-ass shyster lenders are you talking to?! The standard is no more than 28% of your gross monthly income. Sheezus. When I was posting, that’s the comfort zone ookiness I was talking about. If rent is 20% of gross, then thinking about increasing to 28% of gross...

@burlingaaron Most of the times, I feel like most first-time-home-buyers head into the process with the misguided belief that the all-in mortgage payment will be like 20-30% less than their current rent payment and that’s simply not true out of the gate. It takes a good 5 to 10 years of...

@brownie44 I’m not known for logical decisions and I do best when it’s guy reaction so I’d buy. If you’re already at $100k and only 27, you can afford five years of “minimum 401k while maxing employer match” while saving. If you buy at 7 or 8% mortgage and rates drop again, refinance but...

@godwilling I have USAA for primary checking and savings, PNC for HYSA, and a credit union leftover from a former job. Oh, and Schwab for overseas emergency cash without fees. Plus three different 401k accounts and an IRA. Squirrels have to hide the acorns! If it’s not in my primary...