Search results

@gryphonking There's no good reason to split between multiple target date funds. They typically hold the same things, just in different proportions. If you want a lower allocation in bonds, put into a later target date. As Werewolfdad said, you have everything you need for a 3-fund portfolio...

@gryphonking The basic idea is to bet with the average of the market, rather than take on too much extra risk to try and beat the market. This is done by buying into the entire market with low cost index funds and shifting from stocks to bonds as you age. Simple, diverse, cheap, passive. From...