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  1. P

    Do IRAs or HSAs count against IRS 415(c) contribution limit?

    @cheminsky 401k limits are separate from 401a limits.
  2. P

    Do IRAs or HSAs count against IRS 415(c) contribution limit?

    @cheminsky That 69K limit applies to your 401k. It has nothing to do with anything else. Your employer can contribute up to 46K in addition to your 23K employee contribution for a total max of 69K in the 401k. Everything else (HSA/IRA/ESOP/bonuses/etc) have nothing to do with it.
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