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@sean1240 That's too bad that no one in your circles can guide you. If you have any other questions don't hesitate to ask, I am more than happy to help if I can.

@sean1240 With cash of 40k you don't have enough to buy something at $800,000. You need to save up more cash. You will have closing costs to consider as well as the downpayment and moving costs. You only need 5% down as long as you stay under a million purchase price and pay CMHC insurance...