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@blmartinez I don't really understand how the national average increase is so low. Does this ignore inflation increases? Edit ignore me I see it saying rates for some reason I thought it's a total cost.

@gospelmusic We can't say how much your premiums would rise but a 5-8,000 at-fault accident is a major event that would significantly impact your premiums in my state. I'd search for insurance points in your state and see if there are any particular rules.