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@question maybe try asking your dad if instead na down payment ng house, pwedeng lupa nalang. Then, get a camera, build your portfolio and income, and then have your own house built?

@question If you are confident you can get a work from home job (to keep daily expenses down) that can pay for the downpayment and leave you enough for bills, savings for cam, savings for camera etc then go. If not I say camera.