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@isaiahvega Clarification - I may have read it wrong, but did you say you only want to invest in the Aus and NZ share market? If thats the case - the 3 funds in your screenshot are all global funds not Aus or NZ funds. I'd suggest looking at the Kernel platform as another option. If you want...

@mischathepuppy Agreed with everyone else. Option A is better. Option B works out to be just about the same as Option A once you factor in all those additional costs you incur as a contractor.