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  1. W

    IBKR vs Pillar 3b

    @georgewaini But IBKR is 3B like you bank account and everything else you own outside pillar 1&2&3a. How does this make sense? You pay the same taxes but its nowhere else cheaper than on ibkr lol
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    IBKR vs Pillar 3b

    @georgewaini Are you talking about 3a? Because 3b makes no sense at all. Everything you own is 3b... House, Stocks...
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    Asking for advice for a 37 year old with 60000 worth of debt and no 401k

    @mssonya84 Pay off the 10% loan, match the 3% and use everything else to fill your emergency fund back to around 15k. It doesnt sound to bad, in 5 years your car is paid off, in 15 your house, in XX your student loans. After each of those steps you can safe more for retirement. It doesnt even...
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    Bank is offering 4.6% APY - should I park $220k my savings in there?

    @jespy Investing not trading. Dont play with your money and just walk the standard etf way. But a house is also a good investment and gives you a better feeling
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    Months of expenses

    @lauriluillier Less than 1 month salary but i have a very safe job. No wife/kids and still quite young so i dont see the point of keeping more in a bankaccount. If you live alone and your job isnt very safe i would say around 3 months of salary is enough, with family 6 months.
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