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@embroiderygirl06 Using Scalable Capital, purchased bonds from Goldman Sachs. But for your purposes I would actually suggest looking into Trade Republik, they have more bonds on sale & higher interest on cash. I opted for SC because unlike TR they offer a fixed trading fee.

@embroiderygirl06 I personally went down the bond path + my broker gives interest on the account's cash balance. I'm not a fan of pension schemes, at the end of the day they are investment funds wrapped in a fancy abstraction layer that provides them (IMO) an unjustified prestige. But that's...

@embroiderygirl06 Only invest money you are willing to lose. The last thing you want to to be forced to realise losses because your 3 year time horizon is over just when you are in the red. You can get low risk returns from saving accounts (which are currently enjoying higher than usual...