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@mtainmn43 TBH, a mixture of both is ideal for 90% of people in a position to save at all. Flexibility is good.

@samsam53 Investing is good, and mathematically you'd get the best expected long-term returns by going stock-heavy, but you need to be comfortable with it or you may have a really unpleasant experience. Lots of people think they're risk-tolerant, buy 100% stocks, and then a crash happens, they...

@orthodoxcrusaderuk This. I'm a financial professional, and I wouldn't touch this with a ten-foot pole, because it's outside my expertise. Call the IRS and ask for help on US taxation. Use some manner of business sales tax software to calculate taxes. And hire a good incorporation lawyer to...