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@phil4508 I agree that this methodology is pretty dumb. Who needs fully double their basic necessities cost to be “comfortable”?

@merleharlin It’s a super unhelpful article. Almost all of their methodology is hidden behind “we used MIT’s cost of living calculator”. They also mention the 50/30/20 rule. If they were really incredibly dumb, they looked up “cost of living”, defined that as what 50% of your income is, and...