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@romanianpentecostal These visits don't take one or two hours - they are on a schedule where they maximize how many people they can see. If you get a well check in the doctor's office, you probably get face time with the doctor for five or at most 10 minutes. The rest of the...

@romanianpentecostal FWIW it doesn't cost them $1000 for a visit as they these people are on salary and no doubt can do a fair number on their rounds. When my father was on Medicare he did get various home visits in terms of checkups - not for anything specialized but essentially for the kind...

@aaron5 I am estimating your premiums for coverage of your family at about $6500 per year which is not that high for a family of four - even with a high deductible. You actually wouldn't pay significantly less through the Market Place. You could possibly see if you can enroll your kids in the...

@mountainpine You posted that the premium was $498 per WEEK. 🤷‍♀️🤷‍♀️ If you want advice, you need to provide accurate information. Consult your HR Department if you don’t understand what you would pay. The insurance may or may not be affordable based on your income and the actual premiums...

@mountainpine Are you saying that premiums for your health insurance are approximately $26,000 per year - that is over $2000 a month and that is excessively high for an employer plan - the most expensive Platinum Plans PPO for someone over 61 are $2000 a month on the marketplace - not suggesting...

@joel05 Ambulance billing is indeed a thing. My father in his 90's was a frequent flyer to the hospital because he had congestive heart failure. The hospital was literally 1/2 mile away from where he lived. He was always billed even though he was on Medicare with Medigap policy. Almost all...

@trifo Is the new pharmacist in your network? Increasingly insurers are requiring people to use specific pharmacies they have deals with.

@nikki1104 Unfortunately probably not very good but you can always try. Lots of people don't use their insurance at all for many months but the coverage still exists. Covered California has no way of knowing why you wanted two insurance policies. Some employer insurance is bad and so people...

@scottusn06 You won't be able to stay on his insurance but you will be able to get health insurance. Hopefully you live in a state that has expanded Medicaid - you should probably research that now so you can start planning. Some colleges offer health insurance which is generally a very good...

@aba1612 It seems as if they were all covered and you met your deductible after some of the tests. I have no idea what your prior insurance was like but most likely you thought they were "free" because you had maxed out your deductible just like for these series of tests. In terms of a "free...

@aba1612 Being tested for an STD isn't part of the free covered preventative services required of ACA compliant plans. Those tests would be covered just like other medical procedures are - e.g. subject to whatever your deductible and co-insurance is for tests

@blueberrycake Once you have reviewed various options you can come back with specific question in terms of what works best for your specific condition. You haven't mentioned your income. You might qualify for a subsidy against the cost of the premium if you purchase on your state's marketplace...

@blueberrycake Health insurance doesn't ask about medical history. That is one of the great achievements of the AHCA - so long as you enroll during Open Enrollment - which is currently going on for plans starting 1/1/24 - you will be covered fully despite any pre-existing condition. Prior to...