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  1. R

    Involved in accident, other insurance denies claim

    @a43 "People do that all the time" is the same reasoning for me that people make 90-degree right turns with their front-ends that protrude into the left lane, however. If your reasoning is that left lane turners always go into right lanes out of habit, why isn't that the case for cars making...
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    Involved in accident, other insurance denies claim

    @a43 2 lane road. Car B coming out of a 90-degree right turn also would potentially stick their left front fender out into the left lane. Is that not plausible? That's exactly where the damage is to Car B. I've had plenty of times making a right turn out of a lot like that and decide to wait...
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    Involved in accident, other insurance denies claim

    @vitagenlab If my renewal is in 15 days, and I put in to get everything fixed now through my insurance (maybe the claim already triggered it?), will they produce a new adjusted estimate for renewal or is the previous quote from a month ago locked in? I basically want to know if I should wait to...
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    Involved in accident, other insurance denies claim

    @vitagenlab Ok but it won't go up in the middle of an existing policy until renewal time comes again, correct? Also your username caught my attention. Should I not also have comprehensive coverage for a car we fully own and valued at $6k? Deductible is like $100. Cost for comprehensive is...
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    Involved in accident, other insurance denies claim

    @vitagenlab My company had told me there's such a thing as 30/70% fault. I'm assuming it's not very common that one party pays out only a percentage of an estimate? They usually just pay for their own half in cases like these? Any ideas about cost increases in our premium for something like...
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    Involved in accident, other insurance denies claim

    @former32%C2%B0mason I haven't paid my renewal yet - it was just a quote. Is that locked in even if I have them pay out to fix my car now before the renewal?
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    Involved in accident, other insurance denies claim

    @former32%C2%B0mason NY. Yes our renewal quote was about $400 increase and that's still the cheapest quote. Will an accident claim increase my cost in the middle of an existing policy, or only at another renewal? I'm pretty sure it's the latter but want to confirm. But if we do the claim now...
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    Involved in accident, other insurance denies claim

    @former32%C2%B0mason Good to know there will actually be little done moving forward. I actually had to buy a new dashcam (which I'm installing today), because the one that was installed decided to capture only before (parked to go shopping) and after the accident (already hit and discussing...
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    Involved in accident, other insurance denies claim

    @lindseyt Well it is filed already and our adjuster isn't getting back to us very timely. I'm curious if they're just going to let it rest at the other insurance's decision or can they continue to go after them. Last thing our adjuster said to us was to claim through our own insurance next...
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    Involved in accident, other insurance denies claim

    I'm curious how insurance claims and determining fault and financial responsibility works. Say 2 cars are opposite - across the street from each other coming out of 2 separate shopping malls. Car A turns left into the southbound left lane. Car B turns right into the southbound right lane (so...
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