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    MSE overpayment calculator suggesting it is better to overpay a 3% mortgage than save interest at 4.5%

    @gobbybobby It doesn't matter when you compare it, the answer will always be if you get get a better savings rate than your mortgage rate, put it into savings. I honestly don't know why people over-complicate it. If you mortgage rate is 2% and a savings account offers you 2.01%, you are better...
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