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@michaelthiessen There's plenty of ways to commit tax fraud. I have no idea the risk of getting caught for any given one.

@michaelthiessen It think it can vary, but mine, for example, had no penalty for early payments so it made sense just to get the longest loan to enjoy the highest tax deduction until the tax deduction ran out. Plus I can invest the money saved on the lower monthly payments which should be...

@milagrace2018 Take a look at Tochdai.info for actual estimates.