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@nightjay Right, but... Let's say you invested it in an index that returns 10% for the year. You haven't sold it and have continued to hold that investment. That is also not taxed at this point. Why would we be grossing up interest saved on mortgage to how much of your pre tax income it's...

@jansina This calc is a bit suss to me... you don't suddenly get that tax back just because you are not paying the mortgage

@inutah What about what he posted made you decide he hated you for having assets? That's amazing, I wish I could just hear what I wanted to hear when people gave valid criticism of me.