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  1. J

    Hit by a car on my bike - car’s insurance says I’m liable

    @skikid52 Can we be reasonable (like people on a jury if this hypothetically goes to trial reasonable)? Honestly people would definitely side with the biker/pedestrian in this instance because of their innate vulnerability- not having a steel cage around the body. "Like a good neighbor" would...
  2. J

    How are worst case auto accidents covered? e.g. If a drunk driver knocks a packed school bus off a cliff

    @resjudicata That is not necessarily true. Take the guy driving the semi that killed what, 4 people on the interstate in CO. They did not have nearly enough to make right what happened to those people
  3. J

    Hit by a car on my bike - car’s insurance says I’m liable

    @jnelson07 I would never fuck with them and my own possessions I'm all about Farmers
  4. J

    Hit by a car on my bike - car’s insurance says I’m liable

    @spencer5150 They keep doing it until the DOI gets a phone call. Then they clean up their act and inevitably start doing it again until it gets so egregious someone calls the DOI- rinse and repeat. Like a good neighbor - go fuck yourself
  5. J

    Hit by a car on my bike - car’s insurance says I’m liable

    @spencer5150 Oh I can't wait with them lol. So glad I'm out of liability I HATED arguing with them!
  6. J

    Hit by a car on my bike - car’s insurance says I’m liable

    @spencer5150 Like a good neighbor....
  7. J

    State Farm Fined $4 Million by Montana Insurance Commissioner related to Private Passenger Auto Claims.

    @mrs41intx Agree. Agree. Agree. This is par for the course for them. Deny liability or assign liability in obvious scenarios and refuse to budge an inch. They do it for a couple of years then get slapped by a DOI, stop doing it for several months and start up again.
  8. J

    State Farm Fined $4 Million by Montana Insurance Commissioner related to Private Passenger Auto Claims.

    @stryker4 People like you make me super happy I don't work BI anymore
  9. J

    State Farm Fined $4 Million by Montana Insurance Commissioner related to Private Passenger Auto Claims.

    @stryker4 No. You can't look at a human body and estimate what it will be to repair it and what bills are A) due to the accident and B) reasonable for the injury until an accurate and comprehensive review of the entire claim is completed. Also lots of fraud in injury claims and lots of...
  10. J

    State Farm Fined $4 Million by Montana Insurance Commissioner related to Private Passenger Auto Claims.

    @hfbroady Yep it's fraud 101- trauma activation. I don't know why people just come in here to shit on adjusters like that's going to make this any easier. This person also has an attorney - further delaying payment of the claim
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