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  1. K

    Save for house down payment or max 401k

    @brownie44 I'm in a similar boat. I see no upside to buying a condo in Chicago right now. Renting is cheaper, easier, and gives more flexibility. When I saved my target amount, I just bought a rental elsewhere. I'm nominally saving for a condo now, but really, I'm just putting away money just in...
  2. K

    How much do I have to make to afford my dream car?

    @maryatheseeker Haha, yes. If you wouldn't save for a single year but think it's a good idea to do a five year payment plan, that's crazy.
  3. K

    Something you do ‘right’ that’s ’wrong’?

    @jesussaves7763 I have a few. I rent instead of owning, despite being mid-30s and having decent money. Interest rates are too high, and when they were lower, we just weren't in a position to put down roots. We moved 3 times in 5 years, each time for better opportunities. I went from earning...
  4. K

    Is Entrepreneurship the only way?

    @a83 I don't really understand this question. To the extent that I do understand it, the answer is obviously not. I don't know what you think being upper class is, but let's just say that it's having wealth in excess of $6M. That puts you in the 1%. Source. I don't know exactly what you mean...
  5. K

    Buying a car?

    @fullmoon If you really want a nice 50k car, buy one. I wouldn't do that on your income, but my expenses are different. Also, I would probably go for a low mileage slightly used car over brand new, but also check insurance since they sometimes charge considerably more for used. I noticed that...
  6. K

    Hooray you’re middle class in Texas!

    @mustapha But that's in the OC. There was literally a show about how rich people are there.
  7. K

    I got my dream job and it's been hell ever since.

    @ozbaptist I wouldn't go as far as to say that there aren't dream jobs. Instead, I'd say that a job is reality and not a dream. So, in reality, people are jackasses sometimes, clients aren't always nice, work is hard sometimes. I have my dream job, which is intellectually stimulating 95% of the...
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