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@resjudicata You need hire amounts per child. For a family of four you need like 100k to be considered middle class for a family of 4. Are both you and your wife making $33k a year?

@unrelentingfortruth My house hold is close to that. . Around me, 9k a month is far closer to 1.5 million for a house. $1500 a month in savings equats to about 2 million in retirement. $4k a month in savings is about 5-6 million in savings with a 401k without a match. Assuming minor...