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@j1994 Keyword here is lucked out. Things can go the other direction very quickly. And if it does now you have double the amount to pay

@ineedadvice101 Agree, this is not a money problem it's a behavioural problem. When you start looking at only monthly repayments instead of the bigger picture you'll be forever stuck in the cycle.

@holyspirit2014 If you have a girlfriend easy hit 1k on food

@eeevie Yess, still using it done a content about it!

@gegeez22 I agree, but then that's why you need to have other ways to increase your income. This is just one of the many ways to get to a million with low risks. But are you able to stomach higher risks in order for a shorter duration? Do you have the capacity and risk appetite? Do you have...

@roland7777 And employer + employee combined makes it easier! Assuming 3% increment every year makes the chances even higher.

@gegeez22 I've done the math, and I believe everyone who earns an M40 income will have 1mil by age of 60. Who starts working at 25. You can input it in a compound interest calculator and see for yourself. (Assuming no withdrawal)