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@zainonechia I don’t think KWSP will ever be so stupid/generous to offer that. Not even banks give such flexibility of going in and out while providing 5.5% on average. Everyone will abuse Acc3 to the max

@cjegan2014 I don’t. It’s just something to discuss on since it’s overlooked a lot (understandably). No one buys VOO for dividends. Yet if you’re heavily vested, you wanna know what perks (however small) you can get right?

@senadin001 Wait I think you meant “downfall WHEN we decide to sell”. You’re right on that being a strong possibility given how overvalued things have become. That said, we can just choose not to sell during that impermanent downturn.

@senadin001 I agree that VOO depends heavily on the US economy, but then again when US topples so do most of the global markets. Think of it as investing in globalized businesses while still staying relatively diversified compared to chasing Magnificent 7. An earthquake in the Dow Jones shakes...

Last I checked, the dividend yield of VOO is around 1.3%. Meaning you’ll get approximately 130 as dividend annually if you invested 10,000 (just an example). However, if that 130 is taxed 30% in the US before coming back to our brokerage account, does that mean our actual dividend yield is...

@micha Driving my myvi around without needing to worry about car loans or minor scratches too much is the real privilege IMO

"Between 12 May 2024, and 31 August 2024, members will have a one-time option to transfer part of their Akaun Sejahtera savings balance to Akaun Fleksibel as an initial amount, and this action cannot be cancelled once completed." How many of you will do nothing at all once the EPF Account 3...

@micha I agree with your approach, not sure why the downvotes

@lisle Means it works well for foreign currency payments?

@eagle_and_hawk Ya sadly, Grab still doesn't have a way to transferring from their wallet into our own banks

@ant101 Is this already processed for us when we invest in Etfs like VOO?

@julesc So far they still didn't clarify how to be eligible for the Raya 5% pa promotion. I assume it's just as usual, but 3% increase to 5%?

@iamremnantband https://preview.redd.it/zjiiwa6ejzrc1.jpeg?width=1179&format=pjpg&auto=webp&s=2019f8579c185110aafdb7f206e554aa779b3ac2 For anyone also curious!

@iamremnantband Do I need to put all funds into the “saving pocket” to receive the 3% p.a interest? Or just the default “main account” is fine? EDIT: both are fine

@jess25 Curious, why do you think they have good customer support? I've never encountered anything negative so far. Just sent an inquiry on their official email to see if they truly respond / respond fast.

@missourian101 His strategy is to obviously scam a “little” from everyone, ideally around the 5k range, so that his final scam sum is BIG (also enough to pay his accomplice which acted as a clients said nice things about him) but no individual one will bother to chase him till the end of time...

@mattmanticus https://preview.redd.it/fqyvk0jajzrc1.jpeg?width=1179&format=pjpg&auto=webp&s=dea75c07b3453b1e332bee98f975d781294d0c48 Just saw, thanks!

@mattmanticus Thanks for the comprehensive overview. I just signed up and sadly the only opening goodies left seem to be the Rm8 cash back. Do I need to put all funds into the “saving pocket” to receive the 3% p.a interest? Or just the default “main account” is fine? Another phenomenon with...

Any current GXBank user here? Share with us your experience! I originally wanted to download it last month, but cut the plan short when I read some of the 1-star reviews on Apple App Store (not sure what’s the case for Google Play). Some of the users have stated that their money was lost after...