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@bluebrown (All from an Ontario, Canada perspective) Sure. Now, keep in mind Term is the right product for 90% of people. Whole Life is great for those that have maxed out their TFSA/RRSPs/FHSA, but especially for the self employed. Let's use you as an example. You're a lawyer, you gotta...

@bluebrown There is a strong bias in all of your comments. You likely have been burned by a shoddy life insurance agent or haven't had exposure to a good one.

@bluebrown We are not focusing on the numbers though. They'll fluctuate based on the age of acquisition of the individual. Insurance is always cheapest when you're young. That too is not the same for home ownership. Its the concept of ownership which is trying to be communicated. A new or...

@deltoots Let's put this into an easier format. Term is like renting a house. Less expensive, and for a set duration. At the end of the term, you no longer pay the premium (rent), but you no longer have a contract (place to live). Permanent is like buying a house. Yes, the payments are...