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@goodoldan Now is not the time to be buying a car, used or new. Prices are still elevated. Just wait it out.

@mike1911 That 2 million already accounts for inflation. But yeah, I would definitely save 10% of income as well.

@fengchi Put 90% in VTI and don't touch it till you're 65. It'll be worth $2 million. You're already set for retirement and now you don't have to worry about saving money ever again.