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    Kiwibank now have Google/Apple pay, so you're out of excuses for banking with the Aussies.

    @wedinn That’s not true at all. Brokers are a game changer. The banks love them and the clients love them. It’s literally a win win which is pretty rare in the business world. They do all the dirty work for the client, normally met at much more convenient times than the banks are open, then...
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    I have been spending 60% of my wage on nothing for 8 years

    @jeplet It’s the old “the best time to plant a tree was 10 years ago, the second best time to plant it is now” saying. Don’t beat yourself up over the past. Now the challenge is to avoid lifestyle creep eating into your new found money. It is crazy how quickly it can disappear again.
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