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@4rtlauderdale So true! Really hard to find this info.

@marahuta Here's what I learned: There are vast differences between HSA providers. Some are excellent, like Fidelity (no fees, access to low cost index funds) , and others are awful (high fees, can't invest all your money, terrible investment choices). So it pays to shop around. Your employer...

@4rtlauderdale Awesome, thanks for that info. I'll be dealing with this stuff next tax year, so this is very timely.

@4rtlauderdale Yeah so be it. 15% is lower than income taxes most anywhere, and dividends are usually a small portion of all gains, so not too bad. Thanks!

@thearcheologist You're bleeding money all over. Tackle housing and car first. Get a roommate if need be and find a cheaper car or other alternative. $150 on "self-maintenance"? What does this even mean? Ditch that baby seal oil or whatever is so freakishly expensive. $50 on fines? You are...

@4rtlauderdale Thanks for adding these details! You seem well read on the topic. Paying any taxes to the US if you are not US tax resident seems counterintuitive, and looks like the US takes at least 15% no matter what. Is there a scenario where you pay 0% to the US or where you get the...

@acreativefollower I lived in the US for the last 5+ years and about to leave again (not a US citizen). I only ever had US ETFs and taxes were zero or next to zero for long term cap gains. For dividends afaik it is 30% (or 15%) depending on tax treaty, but dividends are such a small percentage...

@canukhed Lmao this alone shows what an absolute shitshow they are. PfostFinance must be ridiculed until they stop pretending to be a bank, let alone a bank in the 21st century.

@jollylight Smart decision to avoid lifestyle creep. Kill your debt, start investing and have compound interest work for instead of against you. This is the way!

@agedintheozarks lol that's not how it works. Otherwise the rich would pay taxes too.

@agedintheozarks Do you have a source for this? You should be able to de-register from the gemeinde without a fixed foreign address. If they insist just give the address of the first hotel or airbnb you will be staying at. If you have no CH address and do not spend time on CH soil, why...

@mfinnergab I had a HSBC account once, maybe I'll open one again for this. Good idea. Most of my assets are with Schwab currently. Only broker who could assure me via phone that I can keep my account when leaving the US. Fidelity said they may close my account, so looks like I had a different...

@reformedpowerhouse Good catch. You are right about the combined contribution limit. I worked for a university once that offered two retirement accounts 401k and another one (might have been 401a or 457) that could both be maxed out. I remember asking HR about this. Alas, they told me it was...

@patriotpaladin Thanks for the pointers! Very helpful

@juicemex07 This is a huge opportunity if you manage to max out both 401k and 403b accounts. You'll pay almost no taxes.

@alexstore06 I will not be working from the US, so won't need US work authorization. Company has many contractors who live outside the US. First time I'm hearing this. Do you have a source?

@beardedchristian 😂

@beardedchristian Nice resources. Thanks for putting this together. You are right tho that my case is somewhat different. Nomad capitalist offers their services to 7 and 8 figure enterpreneurs and investors. I am nowhere close to that lol. Do you know if there is a consultancy for the average joe?

@whitesunshinee Helpful resource, thanks!

@tyler112 Good to know I won't have to file US taxes every year then! Or make sure to be tax resident somewhere where world income is not taxed? I see an opportunity there. This would apply for Roth conversion and withdrawals from the IRA, right?