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@blecap1 This is a terrible idea, and I think you should evaluate this more from a financial perspective than as an emotional decision. You will have to pay a 10% penalty on the withdrawal in addition to the standard income tax. Note that this income is on top of the income from your job, so it...

@johhny Most of the energy loss in a fridge is from opening the door and other insulation losses, not cooling down food. The biggest electricity expense (outside of an electric car) is any kind of electric heating, followed by perhaps an electric stove or refrigerator. Trying to save money on a...