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@darrelelliott For me 0% interest is always better. I don't want to part with say rm20k suddenly and take few mths to build them back up. I rather part with rm20k within 24mths and still have cash on hand for emergency or even to put into investment that has dividend or value increase potential.

@thenarrowpath I also pumping TNG Go+. Can see instant money and somehow Versa claim 4% but been finding that the interest $$ accumulated in my acct seem lower than TNG Go+ Withdrawal wise, I withdrew from TNG and Versa on same day (Friday noon) at almost same time (cause want to pump into...

@jfay In the same pickle, but just to point out Wise has RM20k limit, or sgd5k.

@mindygail I kept my sgd (side hustle earnings) locked in my Wise account despite no interest..Just betting on the currency strengthening. Based on history, SGD has been appreciating & will continue to appreciate vs MYR.