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  1. K

    How should I use my extra money?

    @naturewalk Thank you! Since it’s a set payment amount each month and it’s not a revolving credit (I think that’s what it’s called?) I never really thought about how much extra it’s costing me but that makes sense. I still have a lot to learn but I definitely learned my lesson from this loan.
  2. K

    How should I use my extra money?

    @golgothaghostwriter Yes I’ve changed how I handle my finances. I took a couple basic level financial lessons that have helped me. And the one hurting me the most is the BestBuy. I paid $173 last month and they took around $40 in interest. I’m also adding more money to the monthly payments too...
  3. K

    How should I use my extra money?

    @roja I would like to build up an emergency fund the problem is emergencies happen randomly and without warning. I had to spend all my savings on their medical emergencies vet bills and I still had to use the CareCredit card to cover everything. I plan on saving a good amount of money but things...
  4. K

    How should I use my extra money?

    @roja I would need to pay $200 a month, the interest is 29.99% and normally I would agree with you but my CareCredit card is used for my pets in case of an emergency. I had to take both my cat and my dog to an ER vet last month so that’s why it has a balance. I have pet insurance so I at least...
  5. K

    How should I use my extra money?

    @egg Thank you! and no making the minimum payments would not be enough to pay it completely off in time
  6. K

    How should I use my extra money?

    Update I paid off the Avant Loan I have some money that I don’t want to waste so I want to put it towards paying off some of my debts. Should I spend it all on one or spilt the money between them? Amount Currently Available - $1,080.19 Debts in order of oldest to newest Avant (Personal Loan)...
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