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  1. J

    Sad state of affairs with EPFO. They haven't credit if interest amount of F.Y. 2021-2022

    @urbanlegends I switched jobs mid year and had to transfer my PF amount from older to newer account. I did get the interest credited for 2021-22 and interest for subsequent months until the transfer. So can confirm.
  2. J

    Comparing Real Estate as an investment for Rental Yield vs Fixed Deposits and Index Funds

    @matt4 For equity or FD you are assuming you would invest the money at the beginning and let it grow or compound. Implying you can in theory live with not regularly withdrawing from your investible corpus. While for Real Estate, you are taking the monthly rent and not reinvesting it anywhere...
  3. J

    I wrote some tax saving measures for every class of salaried employee other than 80C deductions. I'd love your feedback

    @quittercheckusa Rent should be on par with the society where that address is located Is this part of the law or just something we should be careful with? For example, can I pay 70k rent per month to my parents for a 1BHK in Tier 3 city and still claim it in HRA without any issues from IT...
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