@robbentley It works well in my view. You might getaway with lowering step three. I also can’t get past the maths of the snowball method … would have to pay by interest rate.
@manoah Agree. When we got together a long time ago it was before you tube let alone Dave Ramsey. But the principles we have stick to are the same. Worked multiple jobs to pay off debt. Shared with 5 others to save for a mortgage. Literally beans and rice. Agree his religious stuff is a...
@aturtle Or people who, like me, believe in spending money wisely. Everyone should be careful how they spend. The profits of fast food, alcohol, tobacco and lotto say they don’t.