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    PovertyFinanceNZ is (unfortunately) trending

    @jd98 Bikers and rowers and car enthusiasts
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    PovertyFinanceNZ is (unfortunately) trending

    @jd98 Never heard of it until you raised it.
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    Thoughts on Dave Ramsay’s Baby Steps in an NZ context?

    @robbentley It works well in my view. You might getaway with lowering step three. I also can’t get past the maths of the snowball method … would have to pay by interest rate.
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    Thoughts on Dave Ramsay’s Baby Steps in an NZ context?

    @manoah Agree. When we got together a long time ago it was before you tube let alone Dave Ramsey. But the principles we have stick to are the same. Worked multiple jobs to pay off debt. Shared with 5 others to save for a mortgage. Literally beans and rice. Agree his religious stuff is a...
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    PovertyFinanceNZ is (unfortunately) trending

    @aturtle Or people who, like me, believe in spending money wisely. Everyone should be careful how they spend. The profits of fast food, alcohol, tobacco and lotto say they don’t.
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    I have been spending 60% of my wage on nothing for 8 years

    @jeplet Just came to say well done. You cat change the past but it sounds like you have a really positive future.
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    Trying to get ahead can be really depressing..

    @ilearn Late to this but it’s an insane strategy to spend money on cars to save fuel.
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