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@sovereignone Thank you for the reply. However, the house is not rented out. It is a homestay student who is underage. The same as having a foster child would be. TD has clarified that it’s because there is no lease, but these are not considered tenants, per the landlord tenancy act, so how...

Hello all, hoping someone has some experience with hating international high school students and home insurance. We had a student backup one of our toilets and the water went through to a large part of ceiling below and now it needs to be taken out and repaired. I hadn’t reported the students...