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    Coming off a 2.8% mortgage interest rate - what to do

    @chalison Banks hate this one trick!
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    Rent vs. Buy - Is my math correct? Am I missing anything? (An Analytical Approach)

    @pauline56 Or house increase at only 3%. Interest rate of 6% on the mortgage and stock increases of 10%. Past house price increases are no indication of future performance. The longer the OCR stays above 5% the longer the housing crash continues. No tax on share price increase. But need to...
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    Rent vs. Buy - Is my math correct? Am I missing anything? (An Analytical Approach)

    @resjudicata No. You are wrong. His monthly investment is the difference between renting cost and ownership cost.
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    Pay down mortgage or invest

    @lesnock Unless you have something that is returning 10% after tax, on your savings, then the common financial advice is to pay the mortgage down. But you are obviously smart, unless you are a politician or realtor, as you are earning a good whack of dough
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    Rent vs. Buy - Is my math correct? Am I missing anything? (An Analytical Approach)

    @alicehaynes This is a financial sub... Not a homesteading sub. The pure financials are exactly what a savvy person should be focusing on. OP is correct with his figures. He forgot to factor in rates which is $4k per year and increasing by 6% annually. Home prices will not double over the...
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