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    Looking for opinions on shared finances in my relationship

    @theologypoet no problem honestly it could even be deeper than that, I know couples where the wife eventually sets the course for the entire lifestyle, like wanting to move into a bigger house in a better neighborhood, making Sunday brunches a thing, relocating to bigger city on the coast and...
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    Best path to build wealth?

    @dwmuhammad I would aim to have 1x your income by the time you are 30, so that might require ramping it up a bit for the next 3-4 years to perhaps $25k-$30k per year. You said you are already maxing out Roth IRA, so might want to throw a bit towards 401k as well the rest goes to the mortgage...
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    Looking for opinions on shared finances in my relationship

    @hedgywah exactly my thoughts OP needs to understand more where the need for "his" money comes from what I see happening in some couples is that they have "our" money, BUT: the wife decides when to go out, which restaurant to go to etc. the wife decides travel destination and vacation format...
  4. L

    Best path to build wealth?

    @dwmuhammad how much do you have saved across 401k pre tax / Roth after tax / taxable? how significant and reliable is your pension? is it 15% including or not including employer's match?
  5. L

    Best path to build wealth?

    @dwmuhammad I would keep the rental that at the very least pays for itself, live in your house that gives you better quality of life and make an effort to prepay what you can on 5.625% loan to build up some equity by the time you decide to move
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    Reducing withholdings for a partial year?

    @resjudicata I see, so let's say I make $60,000 in foreign income during the second half of the year - it would be exempt, but it would fill the standard deduction bucket, the 10% bucket and part of the 12% bucket, so $63,500 ($94,300 upper limit of 12% bracket +$29,200 standard deduction...
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    Reducing withholdings for a partial year?

    Next year I will work in the US until June 30 and then move abroad for the rest of the year I will stay abroad for at least 330 days therefore qualifying for FEIE on my foreign salary for the rest of the year I make $180k in the US, so unless I change something my withholding will be done at...
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    Roth IRA withdrawal of contributions - logistics

    @delizzle I bet if you contacted your current broker they could pull up they break down for your transfer
  9. L

    Roth IRA withdrawal of contributions - logistics

    @delizzle your statements should show you contributions vs earnings balances do you have the statements for your accounts? an app? online portal?
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