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@yhwhismysalvation Sell the expensive car. It is merely lifestyle creep. Take the money you save from that and clear your credit card debts. You are using these incorrectly. Once you've done that, save up for emergency savings. Once that's done, then get to saving for property. I'm 30, earn 80k...

@vincejohnson You're right. It would have been, but now they have an opportunity to increase it, so they likely will. You unfortunately have no recourse over it besides seeing what the landlord is willing to do.

@callin_on_ya Pay off the car. You're effectively saving yourself 16.25% on interest paid. Unless you can guarantee an investment above 16.25%, you may as well pay off the car.

@resjudicata They're earning 6 to 7k, not saving it. If they're saving that they undoubtedly have help from their parents or are earning a stupid salary whilst studying.

@knup The rand is getting weaker for now. Just find any interest bearing account with low fees. Capitec is good for this otherwise the fees eat at your savings. Side note, Capitec has the lowest international swiping charges in the country at R3.50 flat fee for swiping, meanwhile most other...

@pinellaspaul You'll likely need to sell something or do some quick part time jobs.

@shelly48 The genuine answer is that you need to earn more. There is no special trick or thing you can do to make things not incredibly tough. You're going to need to see what the priorities are because you won't be able to fulfil any of the wants. Focus on the needs. Also, what does "look...