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@michaelthiessen yeah I wouldn't risk it. especially as it might jeopardize your visa gifting her 1.1M yen every year tax free is still a nice chunk of money for the house

@michaelthiessen if you put money in her bank account she will have to pay gift tax on that (for the amount above 1.1M yen)

@wlc777 fees are not fixed. and he won't have to do 10 times more work just because the asking price of the property is 10 times higher than another property Japan's 3% fees are also quite high compared to many other countries

@preciousklay we went with Shinsei. and then we had a choice, take the lower rate (0.37%) and pay 2.2% bank cost, or the higher rate (0.60%) and no bank cost. we needed 1800万. 0.37% = 1962万 after 35 years, and 40万 upfront for bank cost 0.60% = 1996万 after 35 years, and investing the 40万 we...