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@kitty_cork Insurers have access to Medical Data that is correct. So you want to make sure that you are completely honest on your application in case anything were to happen so that it can not be contested, Don't let this stop you. Speak to an agent so that you can let them know what you...

@anointedfeet Each company will have their own underwriting guidelines. And yes they are company specific. Companies are going to classify Marijuana use differently. Focus on companies that offer a more preferred rating. They will ask how frequent the usage.

@chamomiletea Trying to work with the Insurance Company would definitely be the 1st option. Well, your mother should be the one reaching out. Like others stated, the next option may be an attorney. Can you mother deposit the check at her banking institution wherever she lives? If not, are...