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  1. T

    Would accepting a pre-approved Personal Line of Credit help improve my credit score?

    @dylan54 As in yes to both? Thanks
  2. T

    Would accepting a pre-approved Personal Line of Credit help improve my credit score?

    @marmnt Thanks for the reply
  3. T

    Would accepting a pre-approved Personal Line of Credit help improve my credit score?

    I have a good credit score. My bank has sent me a message telling me I'm pre-approved for a $5000 personal line of credit. If I accept it without ever using it, would this: in the short term, lower my credit score because of a hard hit? in the long term, help improve my credit score? Thanks
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