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@nirman762 Is this in a mall? If it is, you can easily observe the foot traffic and rental demand to work our your returns.

@kimmyfs You can adjust it until it makes sense for you. Following an unrealistic budget will create more anxiety.

@kimmyfs Do you have a budget written out? If you don't, create one now and follow it.

@judson1982 Not so sure for 12 years experience, but for context, a junior analyst with 2-3 years unrelated experience can get offers in AML of around 5k-6k pm in a local bank. Think you'll do quite well here .. Btw, the heyday of regional and international banks here is over. They're cost...

@meesh1070 I think your current situation is pretty well balanced already. Your RM700 monthly is sufficient. Just continue to grow your savings and investments, strive to earn more. I know, you're probably feeling this sense of impending doom but it may not be as bad as you think. When you...

@griffithjose Your take home is 5.4k. Your mortgage + condo maintenance would be 3.5k, let's add in electricity, water, Internet etc and you're looking at 4k a month. Doesn't look like a good situation, son.

@letsgohome So sorry to hear about your condition. It seems like your employer is trying to force you out. It's a dirty trick to avoid paying your medical claims. In principle, you could challenge them on trying to dismiss you on wrongful grounds. But in practicality, do you want the hassle...

@newkittens Yep .. some Bhd and MNCs too

@gegeez22 Yes, it is possible. One factor that helps is working at companies that pay 16% for employer EPF. Standard rate is 12% but some pay more. Start your career earlier in such places will help boost your EPF savings.