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@antiteck Numbers point to staying in kl at current offer. How much can you save/invest after expenses in both scenarios, if you're not getting significantly more after expenses, moving to Sg is a risk that might not pay off (just my take) . But you can just negotiate with Sg company and aim...

@ant101 Yeah they are slowly putting it back in every year. So they feel pretty silly right now

@treegreentrey Yup not only is the capital guaranteed but there is also minimum guarantee on returns at 2.5%. The crazy thing is people don't realise how good it is and still take out their entire EPF savings upon retirement! A relative of mine took it all out and now is looking for ways to put...

@energy_solutions Statistically over the long term, yes, it does outperform well over 90% of active investing.